Privacy Policy

Welcome to IncomeSource.co.in (“we”, “our”, “us”, or “the Site”). Your privacy is important to us. This Privacy Policy describes how we collect, use, store, disclose, and protect the personal information you provide to us and how you can exercise your rights concerning your personal information.

By using our services or providing us with your personal information, you consent to the data practices described herein.

1. Definitions & Scope

Personal Information: Any information that identifies or can reasonably identify an individual (e.g., name, email, phone number).
Sensitive Personal Data / Information (SPDI): Under Indian law (IT Rules), certain data such as financial information, password, etc., are considered sensitive.
Service(s): The stock research, analysis, reports, subscriptions, and related features offered on the Site.
Third-Party Services / Payment Gateways / Processors: Entities we use (or may use) to facilitate payments, analytics, communications, etc.

This policy governs the collection and use of information when you access or use IncomeSource.co.in and its associated services.

2. Information We Collect

We collect the following types of information:

2.1 Information You Provide

Name
Email address
Phone number
Billing / payment-related information (if applicable via UPI, though we do not store full UPI credentials)
Other optional information you may provide (e.g., feedback, comments, support requests)

2.2 Automatically Collected Information

Device information (e.g. browser type and version, operating system)
IP address
Log files (access times, pages visited, referrer URL)
Cookies, web beacons, and similar tracking technologies
Analytics / usage data (how you interact with the Site)

3. How We Use Your Information

We may use your personal information for the following purposes:

To provide, manage, and improve our services
To process payments via UPI gateways
To send you transactional emails, confirmations, newsletters, updates, and security alerts
To respond to your inquiries, support requests, or feedback
To detect, prevent, and investigate fraud, abuse, or security issues
To analyze usage trends and optimize the user experience
To enforce our Terms & Conditions
For internal recordkeeping and audit

We will use your information only for the purposes listed unless we obtain separate consent for additional uses.

4. Legal Basis & Consent

Under applicable law (including Indian IT laws and forthcoming data protection laws), our processing of your personal data is based on:

Your consent (you providing name, email, phone for subscription or service)
Performance of a contract (e.g. delivering research reports you’ve paid for)
Legitimate interests (fraud prevention, service improvement, internal business operations)
Compliance with legal obligations, when required by law or regulation

You are free to withdraw your consent for non-essential processing, although this may limit your ability to use certain services.

5. Disclosure & Sharing of Personal Information

We will not share your personal information with third parties except in the following cases:

Service Providers / Contractors: Entities we use to perform functions (e.g. payment processors, hosting providers, analytics services). These parties are contractually obligated to maintain confidentiality.
Legal Compliance: If required by law, regulation, court order, or governmental authority.
Protecting Rights & Safety: To protect our rights, property, or safety of users, or to enforce our Terms.
Business Transfers: In the event of a merger, acquisition, restructuring, or sale of assets, user data may be transferred (subject to privacy protections).

We will ensure that any third party accessing personal information is subject to comparable privacy and security obligations.

6. Data Retention

We keep your personal information for as long as necessary to:

Fulfill the purposes for which it was collected
Comply with legal, tax, accounting, or reporting obligations
Resolve disputes, enforce agreements, and protect our legal rights

If you request deletion of your information and it is not required to be retained by law, we will either delete it or anonymize it.

7. Cookies & Tracking Technologies

We use cookies and similar technologies to:

Recognize you when you visit
Save your preferences and settings
Understand how you navigate the Site
Provide analytics and usage insights

You may disable cookies via your browser settings. However, disabling cookies may affect functionality of some parts of the Site.

8. Security & Protection of Information

We implement reasonable security measures to protect against unauthorized access, alteration, disclosure or destruction of personal data, such as:

* Encryption in transit (e.g. TLS / HTTPS)
* Access controls and authentication
* Restriction of access to authorized personnel only
* Ongoing assessments & audits of our security practices

However, no system is completely secure; we cannot guarantee absolute security.

9. Children & Minors

Our services are not intended for children under 18 years of age. We do *not* knowingly collect personal information from minors. If you believe we have collected data from a minor, contact us to have it deleted.

10. Your Rights & Choices

Depending on applicable law and your location, you may have the following rights:

Access / View the personal information we hold about you
Correction / Update inaccuracies in your data
Deletion / Erasure of your data (subject to legal constraints)
Withdraw Consent to further processing
Object / Restrict certain processing activities
Data Portability (receive data in a structured format)
Lodge Complaint with relevant regulatory authority

To exercise these rights, contact us via the contact details below. We will respond within a reasonable timeframe (e.g., 30 days, or as mandated by law).

11. International Transfers

Your personal data may be stored or processed in locations outside your country of residence (e.g. on cloud servers). In such cases, we take appropriate steps (e.g. contractual safeguards) to ensure that your personal data is protected in accordance with this Privacy Policy.

12. Changes to This Policy

We may update this Privacy Policy periodically. The updated version will be posted here with a revised “Last updated” date. Your continued use of the Site after such changes indicates your acceptance of the new terms.

We encourage you to review this page regularly.

13. Contact Us / Grievance Officer

If you have any questions, concerns, or requests regarding this Privacy Policy or your personal data, please contact:

Name / Title: Ravi
Email: support@incomesource.co.in
Postal Address: No 56, G3, Keerthi Apartment, Ground floor, 8th cross, 2nd main Prashanth Nagar Vijaynagar, Banglore, Karnataka, 560079

If you do not receive a satisfactory response, you may escalate your complaint to the relevant data protection authority as per local law.

14. Disclaimer – Research, Not Investment Advice

Please note that the content provided by **IncomeSource.co.in** is for informational and research purposes only. It should not be construed as investment advice or a recommendation to buy or sell securities. You should consult with a qualified financial advisor before making investment decisions.

PRIVACY POLICY